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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,979 | $81,331+490.2% | $155,534+208.6% | $80,935+493.0% |
| Participation rate | 92.5% | 66.3%+26.3pp | 78.2%+14.3pp | 67.7%+24.9pp |
| Annual return | 5.84% | 33.37%-27.5pp | 64.92%-59.1pp | 35.66%-29.8pp |
| Employer contribution / active EE | $21,169 | $3,105+581.8% | $4,675+352.8% | $2,757+667.9% |
| Participant deferral / active EE | $15,827 | $3,454+358.2% | $5,630+181.1% | $4,299+268.1% |
| Admin fee / account holder | $31,753 | $7,999+297.0% | $15,900+99.7% | $6,924+358.6% |