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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,296 | $166,242-46.9% | $165,071-46.5% | $145,884-39.5% |
| Participation rate | 56.3% | 82.0%-25.8pp | 78.6%-22.4pp | 80.3%-24.1pp |
| Annual return | 19.56% | 100.44%-80.9pp | 70.17%-50.6pp | 551.85%-532.3pp |
| Employer contribution / active EE | $0 | $5,283-100.0% | $4,347-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,323 | $6,964-37.9% | $6,035-28.4% | $6,690-35.4% |
| Admin fee / account holder | $928 | $16,658-94.4% | $12,695-92.7% | $13,392-93.1% |