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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,813 | $142,392-31.3% | $119,622-18.2% | $134,532-27.3% |
| Participation rate | 77.8% | 82.8%-5.0pp | 79.3%-1.5pp | 81.2%-3.5pp |
| Annual return | -20.77% | -12.46%-8.3pp | -14.98%-5.8pp | 418.27%-439.0pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,901 | $6,467-24.2% | $5,601-12.5% | $6,401-23.4% |
| Admin fee / account holder | $30,678 | $13,593+125.7% | $10,328+197.0% | $11,429+168.4% |