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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,273 | $152,612-38.9% | $125,192-25.5% | $152,897-39.0% |
| Participation rate | 50.0% | 83.3%-33.3pp | 79.8%-29.8pp | 82.5%-32.5pp |
| Annual return | 26.74% | 54.85%-28.1pp | 43.79%-17.1pp | 345.43%-318.7pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,562 | $5,868-56.3% | $4,937-48.1% | $5,851-56.2% |
| Admin fee / account holder | $1,000 | $13,437-92.6% | $9,704-89.7% | $11,599-91.4% |