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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,569 | $54,357-58.5% | $82,706-72.7% | $68,495-67.1% |
| Participation rate | 43.8% | 63.9%-20.2pp | 72.6%-28.8pp | 67.9%-24.1pp |
| Annual return | -17.45% | -13.67%-3.8pp | 701.76%-719.2pp | -7.84%-9.6pp |
| Employer contribution / active EE | $515 | $2,218-76.8% | $3,007-82.9% | $2,596-80.2% |
| Participant deferral / active EE | $1,961 | $3,246-39.6% | $4,394-55.4% | $4,028-51.3% |
| Admin fee / account holder | $1,361 | $4,396-69.0% | $5,329-74.5% | $5,403-74.8% |