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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,555 | $54,757-55.2% | $90,300-72.8% | $72,983-66.4% |
| Participation rate | 54.2% | 65.1%-10.9pp | 73.3%-19.1pp | 69.5%-15.3pp |
| Annual return | 17.81% | 30.63%-12.8pp | 78.11%-60.3pp | 81.01%-63.2pp |
| Employer contribution / active EE | $571 | $2,092-72.7% | $2,854-80.0% | $2,440-76.6% |
| Participant deferral / active EE | $1,842 | $2,887-36.2% | $3,884-52.6% | $3,608-49.0% |
| Admin fee / account holder | $12,323 | $3,972+210.3% | $5,353+130.2% | $5,124+140.5% |