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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,712 | $53,128-34.7% | $86,582-59.9% | $70,126-50.5% |
| Participation rate | 64.9% | 65.3%-0.4pp | 73.5%-8.6pp | 69.5%-4.6pp |
| Annual return | 16.76% | 27.66%-10.9pp | 965.08%-948.3pp | 73.15%-56.4pp |
| Employer contribution / active EE | $754 | $2,068-63.6% | $2,839-73.5% | $2,343-67.8% |
| Participant deferral / active EE | $1,726 | $2,695-36.0% | $3,609-52.2% | $3,332-48.2% |
| Admin fee / account holder | $852 | $3,584-76.2% | $4,904-82.6% | $4,645-81.7% |