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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,922 | $60,128-56.9% | $90,440-71.3% | $79,852-67.5% |
| Participation rate | 48.4% | 65.0%-16.6pp | 72.7%-24.3pp | 69.6%-21.3pp |
| Annual return | 12.84% | 71.95%-59.1pp | 1294.38%-1281.5pp | 31.72%-18.9pp |
| Employer contribution / active EE | $542 | $2,068-73.8% | $3,263-83.4% | $2,471-78.1% |
| Participant deferral / active EE | $1,794 | $2,939-39.0% | $3,964-54.7% | $3,740-52.0% |
| Admin fee / account holder | $10,600 | $3,977+166.5% | $5,615+88.8% | $5,306+99.8% |