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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,602 | $132,634-16.6% | $115,768-4.5% | $137,256-19.4% |
| Participation rate | 95.8% | 77.9%+18.0pp | 74.4%+21.4pp | 80.0%+15.9pp |
| Annual return | 8.06% | 160.70%-152.6pp | 100.46%-92.4pp | 220.34%-212.3pp |
| Employer contribution / active EE | $798 | $3,360-76.2% | $2,940-72.9% | $4,156-80.8% |
| Participant deferral / active EE | $5,788 | $5,619+3.0% | $4,917+17.7% | $6,407-9.7% |
| Admin fee / account holder | $1,642 | $15,028-89.1% | $12,439-86.8% | $12,270-86.6% |