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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,602 | $132,099-16.3% | $115,599-4.3% | $138,895-20.4% |
| Participation rate | 95.8% | 77.9%+18.0pp | 74.3%+21.6pp | 79.9%+15.9pp |
| Annual return | 8.06% | 176.76%-168.7pp | 111.10%-103.0pp | 145.39%-137.3pp |
| Employer contribution / active EE | $798 | $3,416-76.6% | $2,955-73.0% | $4,194-81.0% |
| Participant deferral / active EE | $5,788 | $5,617+3.0% | $4,889+18.4% | $6,396-9.5% |
| Admin fee / account holder | $1,642 | $15,650-89.5% | $12,841-87.2% | $12,562-86.9% |