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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,348 | $118,467-22.0% | $98,450-6.2% | $139,456-33.8% |
| Participation rate | 95.7% | 77.5%+18.2pp | 75.2%+20.5pp | 80.3%+15.3pp |
| Annual return | 5.04% | 18.95%-13.9pp | 21.16%-16.1pp | 373.45%-368.4pp |
| Employer contribution / active EE | $821 | $3,611-77.3% | $3,049-73.1% | $4,753-82.7% |
| Participant deferral / active EE | $5,384 | $5,393-0.2% | $4,739+13.6% | $6,711-19.8% |
| Admin fee / account holder | $22,393 | $14,057+59.3% | $8,961+149.9% | $11,407+96.3% |