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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,097 | $116,203-28.5% | $93,621-11.2% | $152,897-45.7% |
| Participation rate | 94.7% | 78.1%+16.7pp | 75.8%+18.9pp | 82.5%+12.3pp |
| Annual return | 8.80% | 35.96%-27.2pp | 32.76%-24.0pp | 345.43%-336.6pp |
| Employer contribution / active EE | $645 | $3,219-80.0% | $2,719-76.3% | $4,764-86.5% |
| Participant deferral / active EE | $5,248 | $4,605+14.0% | $4,070+29.0% | $5,851-10.3% |
| Admin fee / account holder | $455 | $10,751-95.8% | $7,890-94.2% | $11,599-96.1% |