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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,786 | $85,766+412.8% | $136,298+222.7% | $70,126+527.1% |
| Participation rate | 97.9% | 74.2%+23.8pp | 81.9%+16.0pp | 69.5%+28.4pp |
| Annual return | 12.76% | 31.46%-18.7pp | 5156.27%-5143.5pp | 73.15%-60.4pp |
| Employer contribution / active EE | $4,524 | $2,966+52.5% | $4,696-3.7% | $2,343+93.1% |
| Participant deferral / active EE | $7,165 | $5,051+41.8% | $6,247+14.7% | $3,332+115.1% |
| Admin fee / account holder | $8,650 | $5,421+59.6% | $9,244-6.4% | $4,645+86.2% |