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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,727 | $98,776+497.0% | $149,745+293.8% | $79,856+638.5% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.5%+15.2pp | 69.6%+28.0pp |
| Annual return | 14.15% | 27.38%-13.2pp | 276.72%-262.6pp | 31.71%-17.6pp |
| Employer contribution / active EE | $5,750 | $3,217+78.7% | $4,646+23.8% | $2,471+132.7% |
| Participant deferral / active EE | $5,339 | $5,681-6.0% | $6,843-22.0% | $3,741+42.7% |
| Admin fee / account holder | $11,900 | $6,053+96.6% | $9,312+27.8% | $5,306+124.3% |