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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,370 | $72,177+395.1% | $115,038+210.7% | $59,633+499.3% |
| Participation rate | 97.8% | 72.6%+25.3pp | 81.4%+16.5pp | 68.7%+29.2pp |
| Annual return | -0.87% | 12.02%-12.9pp | 26.14%-27.0pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $4,329 | $2,841+52.3% | $4,608-6.1% | $2,203+96.5% |
| Participant deferral / active EE | $6,198 | $4,783+29.6% | $6,026+2.8% | $3,192+94.2% |
| Admin fee / account holder | $18,423 | $4,927+273.9% | $8,175+125.4% | $4,297+328.7% |