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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,340 | $76,551+450.4% | $123,894+240.1% | $62,881+570.1% |
| Participation rate | 91.5% | 73.0%+18.5pp | 81.4%+10.1pp | 69.3%+22.2pp |
| Annual return | 20.03% | 18.68%+1.4pp | 47.52%-27.5pp | 20.14%-0.1pp |
| Employer contribution / active EE | $4,213 | $2,882+46.2% | $4,617-8.7% | $2,281+84.7% |
| Participant deferral / active EE | $5,274 | $4,840+9.0% | $5,984-11.9% | $3,203+64.7% |
| Admin fee / account holder | $8,198 | $4,826+69.9% | $8,357-1.9% | $4,296+90.8% |