| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $259,154 |
ERNST & YOUNG LLP6+ years Service code 10 · EIN 34-6565596 | Accounting | $61,525 |
CURCIO WEBB4 years Filed as: CURCIO WEBB LLC Service code 28 · EIN 36-4171366 | Investment Management | $13,016 |
FOULSTON SIEFKIN LLP5 years Service code 29 · EIN 48-0572027 | Legal | $8,584 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,490 | $144,879+8.0% | $111,319+40.6% | $93,010+68.2% |
| Participation rate | 96.4% | 86.1%+10.3pp | 77.3%+19.1pp | 73.9%+22.5pp |
| Annual return | 12.65% | 18.11%-5.5pp | 54.68%-42.0pp | 158.70%-146.1pp |
| Employer contribution / active EE | $5,507 | $3,052+80.4% | $2,732+101.6% | $2,705+103.6% |
| Participant deferral / active EE | $8,625 | $5,576+54.7% | $4,488+92.2% | $4,561+89.1% |
| Admin fee / account holder | $80 | $104-22.7% | $7,966-99.0% | $152-47.3% |