| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $329,811 |
ERNST & YOUNG LLP9+ years Service code 10 · EIN 34-6565596 | Accounting | $56,976 |
GOLDMAN SACHS2 years Filed as: GOLDMAN SACHS ASSET MANAGEMENT Service code 28 · EIN 13-3575636 | Investment Management | $21,930 |
Filed as: STATE STREET GLOBAL ADVISORS T Service code 28 · EIN 81-4017137 | Investment Management | $7,939 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,247 | $110,258+29.9% | $102,460+39.8% | $200,096-28.4% |
| Participation rate | 98.0% | 86.3%+11.7pp | 76.5%+21.5pp | 72.0%+26.0pp |
| Annual return | 13.84% | 35.78%-21.9pp | 29.47%-15.6pp | 34.26%-20.4pp |
| Employer contribution / active EE | $6,625 | $3,605+83.8% | $3,025+119.0% | $3,038+118.1% |
| Participant deferral / active EE | $8,995 | $6,377+41.0% | $5,056+77.9% | $5,090+76.7% |
| Admin fee / account holder | $113 | $122-7.7% | $9,460-98.8% | $269-58.1% |