| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $260,550 |
ERNST & YOUNG LLP3+ years Service code 10 · EIN 34-6565596 | Accounting | $42,500 |
CURCIO WEBB1 year Filed as: CURCIO WEBB LLC Service code 28 · EIN 36-4171366 | Investment Management | $27,725 |
FOULSTON SIEFKIN LLP2 years Service code 29 · EIN 48-0572027 | Legal | $6,620 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $4 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,718 | $78,852+45.5% | $76,768+49.4% | $75,289+52.4% |
| Participation rate | 97.3% | 85.0%+12.4pp | 77.0%+20.4pp | 72.4%+24.9pp |
| Annual return | -5.74% | -1.29%-4.5pp | 2.43%-8.2pp | -0.04%-5.7pp |
| Employer contribution / active EE | $5,257 | $2,794+88.1% | $2,485+111.5% | $2,405+118.6% |
| Participant deferral / active EE | $7,848 | $4,800+63.5% | $3,852+103.8% | $3,739+109.9% |
| Admin fee / account holder | $83 | $79+4.6% | $6,676-98.8% | $102-19.3% |