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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,400 | $102,385-19.5% | $147,080-44.0% | $80,935+1.8% |
| Participation rate | 97.6% | 75.9%+21.7pp | 82.2%+15.4pp | 67.7%+29.9pp |
| Annual return | 14.60% | 135.09%-120.5pp | 420.17%-405.6pp | 35.66%-21.1pp |
| Employer contribution / active EE | $7,332 | $3,717+97.3% | $4,933+48.6% | $2,757+166.0% |
| Participant deferral / active EE | $9,787 | $6,651+47.1% | $8,066+21.3% | $4,299+127.6% |
| Admin fee / account holder | $5,003 | $7,951-37.1% | $12,989-61.5% | $6,924-27.8% |