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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,400 | $102,393-19.5% | $147,041-44.0% | $80,911+1.8% |
| Participation rate | 97.6% | 75.9%+21.7pp | 82.2%+15.4pp | 67.6%+29.9pp |
| Annual return | 14.60% | 134.95%-120.3pp | 419.21%-404.6pp | 35.63%-21.0pp |
| Employer contribution / active EE | $7,332 | $3,715+97.4% | $4,935+48.6% | $2,756+166.1% |
| Participant deferral / active EE | $9,787 | $6,647+47.2% | $8,071+21.3% | $4,297+127.7% |
| Admin fee / account holder | $5,003 | $7,943-37.0% | $13,006-61.5% | $6,935-27.9% |