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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,735 | $150,447-90.2% | $136,298-89.2% | $147,586-90.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 31.79% | 1049.15%-1017.4pp | 5156.27%-5124.5pp | 578.59%-546.8pp |
| Employer contribution / active EE | $8,800 | $5,256+67.4% | $4,696+87.4% | $4,876+80.5% |
| Participant deferral / active EE | $5,759 | $6,631-13.1% | $6,247-7.8% | $5,439+5.9% |
| Admin fee / account holder | $568 | $10,906-94.8% | $9,244-93.9% | $10,886-94.8% |