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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,977 | $89,364-70.9% | $141,177-81.6% | $72,983-64.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 89.11% | 111.86%-22.8pp | 71.40%+17.7pp | 81.01%+8.1pp |
| Employer contribution / active EE | $6,209 | $3,115+99.3% | $4,736+31.1% | $2,440+154.5% |
| Participant deferral / active EE | $5,146 | $5,419-5.0% | $6,710-23.3% | $3,608+42.6% |
| Admin fee / account holder | $726 | $5,959-87.8% | $10,263-92.9% | $5,124-85.8% |