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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS5 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $6,785 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,400 | $40,278-39.4% | $80,627-69.7% | $80,157-69.6% |
| Participation rate | 16.0% | 47.5%-31.5pp | 67.0%-51.0pp | 72.9%-56.9pp |
| Annual return | 20.16% | 50.86%-30.7pp | 936.76%-916.6pp | 40.39%-20.2pp |
| Employer contribution / active EE | $280 | $1,332-79.0% | $2,723-89.7% | $2,977-90.6% |
| Participant deferral / active EE | $839 | $2,696-68.9% | $4,443-81.1% | $5,015-83.3% |
| Admin fee / account holder | $18 | $210-91.4% | $5,381-99.7% | $145-87.5% |