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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $3,725 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,462 | $41,617-65.2% | $84,628-82.9% | $77,775-81.4% |
| Participation rate | 14.6% | 45.0%-30.5pp | 68.2%-53.7pp | 73.2%-58.7pp |
| Annual return | 12.82% | 24.97%-12.1pp | 258.80%-246.0pp | 32.58%-19.8pp |
| Employer contribution / active EE | $242 | $1,061-77.2% | $2,653-90.9% | $2,504-90.3% |
| Participant deferral / active EE | $627 | $2,129-70.5% | $3,900-83.9% | $3,966-84.2% |
| Admin fee / account holder | $7 | $121-94.2% | $4,914-99.9% | $100-93.0% |