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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $5,177 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,512 | $46,219-64.3% | $89,435-81.5% | $90,274-81.7% |
| Participation rate | 15.2% | 44.9%-29.7pp | 68.0%-52.8pp | 73.4%-58.1pp |
| Annual return | 13.05% | 25.71%-12.7pp | 245.55%-232.5pp | 53.97%-40.9pp |
| Employer contribution / active EE | $216 | $953-77.3% | $2,587-91.6% | $2,523-91.4% |
| Participant deferral / active EE | $722 | $2,136-66.2% | $3,890-81.4% | $4,231-82.9% |
| Admin fee / account holder | $16 | $147-88.9% | $4,884-99.7% | $114-85.8% |