Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $5,063 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,215 | $37,418-43.3% | $77,096-72.5% | $77,906-72.8% |
| Participation rate | 15.2% | 46.9%-31.8pp | 67.9%-52.8pp | 73.7%-58.5pp |
| Annual return | -20.69% | -7.13%-13.6pp | 42.35%-63.0pp | 12.16%-32.8pp |
| Employer contribution / active EE | $246 | $1,200-79.5% | $2,814-91.3% | $2,846-91.4% |
| Participant deferral / active EE | $775 | $2,572-69.9% | $4,429-82.5% | $4,805-83.9% |
| Admin fee / account holder | $16 | $126-86.9% | $5,428-99.7% | $133-87.6% |