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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,155 | $49,976-51.7% | $66,674-63.8% | $82,637-70.8% |
| Participation rate | 97.3% | 63.1%+34.2pp | 73.7%+23.6pp | 68.1%+29.2pp |
| Annual return | 16.87% | 39.09%-22.2pp | 321.24%-304.4pp | 53.51%-36.6pp |
| Employer contribution / active EE | $2,757 | $1,988+38.7% | $2,620+5.2% | $2,552+8.0% |
| Participant deferral / active EE | $3,884 | $2,847+36.4% | $4,084-4.9% | $4,126-5.9% |
| Admin fee / account holder | $7,076 | $4,594+54.0% | $5,098+38.8% | $7,339-3.6% |