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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,583 | $58,241-62.9% | $81,780-73.6% | $80,911-73.3% |
| Participation rate | 94.6% | 63.4%+31.1pp | 72.4%+22.2pp | 67.6%+26.9pp |
| Annual return | 10.98% | 41.73%-30.7pp | 776.27%-765.3pp | 35.63%-24.7pp |
| Employer contribution / active EE | $2,594 | $2,343+10.7% | $2,914-11.0% | $2,756-5.9% |
| Participant deferral / active EE | $4,083 | $3,283+24.4% | $4,321-5.5% | $4,297-5.0% |
| Admin fee / account holder | $7,832 | $4,973+57.5% | $7,384+6.1% | $6,935+12.9% |