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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,829 | $57,312-67.1% | $86,617-78.3% | $75,181-75.0% |
| Participation rate | 97.1% | 63.2%+33.9pp | 71.7%+25.4pp | 67.2%+29.9pp |
| Annual return | 18.55% | 2672.78%-2654.2pp | 591.91%-573.4pp | 160.69%-142.1pp |
| Employer contribution / active EE | $2,335 | $2,315+0.9% | $3,023-22.8% | $2,671-12.5% |
| Participant deferral / active EE | $3,996 | $3,319+20.4% | $4,437-9.9% | $4,126-3.2% |
| Admin fee / account holder | $458 | $4,114-88.9% | $5,613-91.8% | $5,650-91.9% |