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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,351 | $54,355-75.4% | $82,744-83.9% | $68,486-80.5% |
| Participation rate | 96.7% | 63.9%+32.7pp | 72.6%+24.1pp | 67.9%+28.8pp |
| Annual return | 20.85% | -13.67%+34.5pp | 702.22%-681.4pp | -7.85%+28.7pp |
| Employer contribution / active EE | $2,201 | $2,219-0.8% | $3,008-26.8% | $2,597-15.2% |
| Participant deferral / active EE | $4,116 | $3,246+26.8% | $4,395-6.4% | $4,028+2.2% |
| Admin fee / account holder | $341 | $4,397-92.2% | $5,325-93.6% | $5,404-93.7% |