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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 27 315 DEADERICK ST 5TH FL · NASHVILLE, TN 37238 | Advisory (Plan) | $19,392 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,431 |
Service code 13 · EIN 27-0293282 | Contract Administrator | $11,244 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $222 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,829 | $47,135-32.5% | $149,717-78.7% | $74,440-57.2% |
| Participation rate | 38.1% | 63.4%-25.3pp | 78.8%-40.7pp | 70.7%-32.7pp |
| Annual return | 26.62% | 22.75%+3.9pp | 134.41%-107.8pp | 34.37%-7.8pp |
| Employer contribution / active EE | $913 | $1,906-52.1% | $4,820-81.1% | $2,638-65.4% |
| Participant deferral / active EE | $3,134 | $2,728+14.9% | $5,682-44.8% | $4,529-30.8% |
| Admin fee / account holder | $278 | $343-19.0% | $13,213-97.9% | $348-20.2% |