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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,982 | $55,453-60.4% | $170,435-87.1% | $62,293-64.7% |
| Participation rate | 51.8% | 66.4%-14.5pp | 83.6%-31.8pp | 69.5%-17.7pp |
| Annual return | 14.35% | 21.38%-7.0pp | 205.94%-191.6pp | 28.90%-14.5pp |
| Employer contribution / active EE | $384 | $2,164-82.2% | $5,432-92.9% | $2,042-81.2% |
| Participant deferral / active EE | $1,806 | $2,303-21.6% | $4,939-63.4% | $3,169-43.0% |
| Admin fee / account holder | $246 | $455-45.9% | $13,881-98.2% | $479-48.6% |