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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,975 | $111,785-49.0% | $93,669-39.2% | $145,877-60.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 17.57% | 203.79%-186.2pp | 133.59%-116.0pp | 551.28%-533.7pp |
| Employer contribution / active EE | $1,890 | $3,096-39.0% | $2,424-22.0% | $4,663-59.5% |
| Participant deferral / active EE | $5,846 | $4,919+18.9% | $4,416+32.4% | $6,691-12.6% |
| Admin fee / account holder | $592 | $10,256-94.2% | $8,291-92.9% | $13,402-95.6% |