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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,975 | $111,787-49.0% | $93,681-39.2% | $145,978-61.0% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 17.57% | 203.52%-185.9pp | 133.47%-115.9pp | 550.52%-532.9pp |
| Employer contribution / active EE | $1,890 | $3,093-38.9% | $2,422-22.0% | $4,662-59.5% |
| Participant deferral / active EE | $5,846 | $4,918+18.9% | $4,415+32.4% | $6,690-12.6% |
| Admin fee / account holder | $592 | $10,256-94.2% | $8,290-92.9% | $13,400-95.6% |