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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,532 | $118,869-75.2% | $96,575-69.4% | $167,518-82.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 12.68% | 50.49%-37.8pp | 37.79%-25.1pp | 478.71%-466.0pp |
| Employer contribution / active EE | $12,218 | $3,120+291.6% | $2,357+418.4% | $4,838+152.5% |
| Participant deferral / active EE | $6,880 | $4,616+49.0% | $3,849+78.7% | $6,342+8.5% |
| Admin fee / account holder | $957 | $8,067-88.1% | $6,182-84.5% | $12,312-92.2% |