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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,117 | $102,663-54.1% | $86,216-45.4% | $139,466-66.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 26.85% | 1924.52%-1897.7pp | 1169.42%-1142.6pp | 373.66%-346.8pp |
| Employer contribution / active EE | $2,447 | $3,035-19.4% | $2,382+2.7% | $4,754-48.5% |
| Participant deferral / active EE | $4,163 | $4,677-11.0% | $3,986+4.4% | $6,712-38.0% |
| Admin fee / account holder | $493 | $8,663-94.3% | $6,853-92.8% | $11,409-95.7% |