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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,424 | $106,918-90.3% | $84,021-87.6% | $152,897-93.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 73.40% | 105.01%-31.6pp | 71.32%+2.1pp | 345.43%-272.0pp |
| Employer contribution / active EE | $1,545 | $2,735-43.5% | $1,984-22.1% | $4,764-67.6% |
| Participant deferral / active EE | $4,963 | $4,012+23.7% | $3,239+53.2% | $5,851-15.2% |
| Admin fee / account holder | $535 | $8,288-93.5% | $6,102-91.2% | $11,599-95.4% |