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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,864 | $106,247-6.0% | $96,515+3.5% | $139,466-28.4% |
| Participation rate | 58.8% | 77.8%-19.0pp | 74.3%-15.5pp | 80.3%-21.5pp |
| Annual return | 19.19% | 38.47%-19.3pp | 35.73%-16.5pp | 373.66%-354.5pp |
| Employer contribution / active EE | $1,549 | $4,106-62.3% | $3,740-58.6% | $4,754-67.4% |
| Participant deferral / active EE | $3,623 | $5,456-33.6% | $4,880-25.8% | $6,712-46.0% |
| Admin fee / account holder | $40 | $7,885-99.5% | $6,735-99.4% | $11,409-99.6% |