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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,740 | $124,314-19.0% | $109,163-7.7% | $167,518-39.9% |
| Participation rate | 77.8% | 79.4%-1.7pp | 75.9%+1.9pp | 82.1%-4.3pp |
| Annual return | 8.21% | 26.04%-17.8pp | 25.75%-17.5pp | 478.71%-470.5pp |
| Employer contribution / active EE | $2,577 | $4,209-38.8% | $3,723-30.8% | $4,838-46.7% |
| Participant deferral / active EE | $4,794 | $5,256-8.8% | $4,654+3.0% | $6,342-24.4% |
| Admin fee / account holder | $2,071 | $7,973-74.0% | $6,754-69.3% | $12,312-83.2% |