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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,376 | $134,001-37.0% | $112,258-24.8% | $134,509-37.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -21.87% | 47.15%-69.0pp | 27.47%-49.3pp | 418.13%-440.0pp |
| Employer contribution / active EE | $3,007 | $4,039-25.6% | $3,636-17.3% | $4,741-36.6% |
| Participant deferral / active EE | $5,337 | $5,291+0.9% | $4,728+12.9% | $6,400-16.6% |
| Admin fee / account holder | $2,203 | $7,491-70.6% | $6,411-65.6% | $11,427-80.7% |