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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,349 | $87,546-61.9% | $75,784-56.0% | $125,389-73.4% |
| Participation rate | 70.0% | 80.2%-10.2pp | 75.8%-5.8pp | 83.2%-13.2pp |
| Annual return | -1.76% | 13.49%-15.2pp | 9.68%-11.4pp | 282.24%-284.0pp |
| Employer contribution / active EE | $2,945 | $3,930-25.1% | $3,323-11.4% | $4,866-39.5% |
| Participant deferral / active EE | $4,911 | $4,230+16.1% | $3,652+34.5% | $5,352-8.2% |
| Admin fee / account holder | $1,499 | $6,503-76.9% | $5,300-71.7% | $9,541-84.3% |