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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,979 | $84,236+61.4% | $170,435-20.2% | $70,126+93.9% |
| Participation rate | 95.1% | 70.8%+24.3pp | 83.6%+11.5pp | 69.5%+25.6pp |
| Annual return | 18.90% | 23.06%-4.2pp | 205.94%-187.0pp | 73.15%-54.2pp |
| Employer contribution / active EE | $8,079 | $3,387+138.5% | $5,432+48.7% | $2,343+244.9% |
| Participant deferral / active EE | $5,690 | $3,086+84.4% | $4,939+15.2% | $3,332+70.8% |
| Admin fee / account holder | $16,946 | $5,698+197.4% | $13,881+22.1% | $4,645+264.8% |