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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,698 | $73,863+68.8% | $143,797-13.3% | $68,490+82.1% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -3.09% | 0.91%-4.0pp | -0.04%-3.0pp | -7.85%+4.8pp |
| Employer contribution / active EE | $2,539 | $3,185-20.3% | $4,952-48.7% | $2,597-2.2% |
| Participant deferral / active EE | $6,047 | $3,385+78.6% | $5,638+7.2% | $4,028+50.1% |
| Admin fee / account holder | $3,424 | $5,756-40.5% | $14,679-76.7% | $5,403-36.6% |