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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,113 | $91,198+58.0% | $178,503-19.3% | $79,856+80.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 15.43% | 24.20%-8.8pp | 151.12%-135.7pp | 31.71%-16.3pp |
| Employer contribution / active EE | $7,914 | $3,257+143.0% | $5,011+57.9% | $2,471+220.2% |
| Participant deferral / active EE | $6,142 | $3,237+89.8% | $5,202+18.1% | $3,741+64.2% |
| Admin fee / account holder | $4,769 | $6,748-29.3% | $13,987-65.9% | $5,306-10.1% |