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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,109 | $85,171+49.2% | $172,753-26.4% | $72,976+74.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 23.93% | 27.32%-3.4pp | 803.00%-779.1pp | 81.02%-57.1pp |
| Employer contribution / active EE | $7,816 | $3,324+135.1% | $5,144+52.0% | $2,440+220.3% |
| Participant deferral / active EE | $5,325 | $3,260+63.3% | $5,198+2.4% | $3,608+47.6% |
| Admin fee / account holder | $2,447 | $5,880-58.4% | $13,956-82.5% | $5,124-52.2% |