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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,252 | $106,749+111.9% | $145,433+55.6% | $82,448+174.4% |
| Participation rate | 59.4% | 75.6%-16.3pp | 82.1%-22.7pp | 68.1%-8.7pp |
| Annual return | 14.62% | 27.59%-13.0pp | 66.58%-52.0pp | 41.64%-27.0pp |
| Employer contribution / active EE | $3,886 | $3,444+12.8% | $4,554-14.7% | $2,551+52.4% |
| Participant deferral / active EE | $7,743 | $6,519+18.8% | $7,897-2.0% | $4,139+87.1% |
| Admin fee / account holder | $1,755 | $8,390-79.1% | $13,129-86.6% | $7,234-75.7% |