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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,813 | $82,674+32.8% | $125,381-12.4% | $68,486+60.3% |
| Participation rate | 64.3% | 75.1%-10.8pp | 82.4%-18.1pp | 67.9%-3.6pp |
| Annual return | -18.88% | -5.97%-12.9pp | 572.31%-591.2pp | -7.85%-11.0pp |
| Employer contribution / active EE | $3,261 | $3,382-3.6% | $4,815-32.3% | $2,597+25.6% |
| Participant deferral / active EE | $7,615 | $6,111+24.6% | $7,448+2.2% | $4,028+89.1% |
| Admin fee / account holder | $1,055 | $6,277-83.2% | $10,007-89.5% | $5,404-80.5% |