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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,252 | $106,864+111.7% | $147,318+53.6% | $82,637+173.8% |
| Participation rate | 59.4% | 75.5%-16.1pp | 82.1%-22.7pp | 68.1%-8.7pp |
| Annual return | 14.62% | 27.49%-12.9pp | 70.43%-55.8pp | 53.51%-38.9pp |
| Employer contribution / active EE | $3,886 | $3,417+13.7% | $4,593-15.4% | $2,552+52.3% |
| Participant deferral / active EE | $7,743 | $6,496+19.2% | $7,906-2.1% | $4,126+87.7% |
| Admin fee / account holder | $1,755 | $8,415-79.1% | $13,708-87.2% | $7,339-76.1% |