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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,191 | $111,787+26.3% | $93,681+50.7% | $145,978-3.3% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 12.84% | 203.52%-190.7pp | 133.47%-120.6pp | 550.52%-537.7pp |
| Employer contribution / active EE | $13,576 | $3,093+338.9% | $2,422+460.5% | $4,662+191.2% |
| Participant deferral / active EE | $6,889 | $4,918+40.1% | $4,415+56.0% | $6,690+3.0% |
| Admin fee / account holder | $2,655 | $10,256-74.1% | $8,290-68.0% | $13,400-80.2% |