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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,889 | $102,635+18.8% | $86,209+41.4% | $139,456-12.6% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.0%+19.9pp | 80.3%+8.6pp |
| Annual return | 21.62% | 1923.53%-1901.9pp | 1169.05%-1147.4pp | 373.45%-351.8pp |
| Employer contribution / active EE | $12,857 | $3,034+323.7% | $2,381+439.9% | $4,753+170.5% |
| Participant deferral / active EE | $6,922 | $4,677+48.0% | $3,986+73.6% | $6,711+3.1% |
| Admin fee / account holder | $4,855 | $8,661-43.9% | $6,853-29.2% | $11,407-57.4% |