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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,965 | $106,918-63.6% | $84,021-53.6% | $152,897-74.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 56.60% | 105.01%-48.4pp | 71.32%-14.7pp | 345.43%-288.8pp |
| Employer contribution / active EE | $14,765 | $2,735+439.8% | $1,984+644.3% | $4,764+210.0% |
| Participant deferral / active EE | $8,446 | $4,012+110.5% | $3,239+160.8% | $5,851+44.4% |
| Admin fee / account holder | $13,559 | $8,288+63.6% | $6,102+122.2% | $11,599+16.9% |