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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,089 | $100,073-67.9% | $85,126-62.3% | $145,877-78.0% |
| Participation rate | 64.3% | 74.1%-9.8pp | 67.5%-3.2pp | 80.3%-16.0pp |
| Annual return | 17.29% | 84.11%-66.8pp | 66.63%-49.3pp | 551.28%-534.0pp |
| Employer contribution / active EE | $2,003 | $3,236-38.1% | $2,731-26.7% | $4,663-57.0% |
| Participant deferral / active EE | $4,800 | $5,294-9.3% | $4,523+6.1% | $6,691-28.3% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |